How We Handle Data in India
We treat your account profile, device details, message history and transaction traces as policy data, not as material for unrelated use. If you choose UPI, Paytm or PhonePe, we keep the reference, status and timing needed to confirm the transfer, match it to your account and
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resolve a mismatch if one appears. We may share limited records with payment processors, anti-fraud partners or legal authorities only when that is required to run the service or meet a local legal duty. When the law changes by region, our handling changes with it, and
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access or eligibility is always subject to local law. We do not keep records longer than we need for security, audit or dispute handling, and we trim or delete them when that period ends.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.